Older Adult Nest Egg helps assess the financial decision making of older adults by providing training, tools and resources for professionals, caregivers and older adults themselves. Older adults lose billions of dollars each year to fraud, identity theft, and scams.  For more than a decade, gerontologist and researcher Dr. Peter Lichtenberg and his team have worked to prevent financial exploitation and reduce its impact on older adults. His assessments and interviews review significant financial decisions made by older adults to help identify and protect those who are vulnerable to undue influence, financial mismanagement and fraud.

Explore the tabs for Professionals, For Older Adults, and For Family & Friends to learn more.

Fact & Real Examples

One out of every 20 older adults in the U.S. is a victim of financial exploitation, losing an average of $80,000 to $186,000.

Nearly half of these crimes are committed by someone the older adult knows and trusts, like a relative or caregiver.

Nest Egg Tools
Financial Decision
This brief 10-item interview examines a specific financial decision made by an older adult to assess his or her financial judgment, vulnerability to theft and scams, and whether financial predation may have taken place.
Financial Vulnerability
The Financial Vulnerability Assessment is an in-depth interview to determine the factors involved in an older adult's financial decisions. This includes an assessment of cognitive impairment, situational awareness and undue influence and their impact on financial decision making.
Family & Friends
The Family & Friends Interview asks a series of questions to the trusted relative or friend of an older adult to better understand one of the older adult's recent financial decisions.The interview provides a complementary perspective on the decision and is best used in combination with the Financial Decision Tracker or the Financial Vulnerability Assessment.

Start Training to Use the Interviews for Professionals
Certification is simple and straightforward. Our convenient online training shows you how to administer the assessments to achieve accuracy and reliability. Training to become certified to use the Decision Tracker and the Family & Friends Interview is available to all professionals. Training and certification to use the Vulnerability Assessment, however, should be completed only by a mental health professional.

For Caregivers

Money Matters, Help for Caregivers

Learn the warning signs of early cognitive impairment, clues to detecting financial mismanagement and the basics of managing another person’s money in our new, free elearning series for family and friends of older adults.

Visit our Caregiver Resources to learn where to get help in your community to news and research, fraud alerts and more – explore resources for families and friends caring for older adults. We didn’t cover something? Ask us a question.


For Older Adults

Are you at risk for financial exploitation?

How we make financial decisions can change as we get older.
Our questionnaires and financial coaching can inform and protect you.

Get a health check on your financial vulnerability, explore resources written especially for you, get coaching designed to prevent fraud and identity theft, as well as assist in recovering identity and funds if you have been a victim.


Trainings & Consultations

Groups or organizations interested in receiving training for either interview should contact Dr. Lichtenberg. He conducts trainings in person, via conference call or webinar. Participants learn the science behind the assessments and how to administer and score them. Dr. Lichtenberg also consults with organizations to help them understand the problem of financial exploitation and how these appraisals can protect their employees and the older clients they serve.

Call 313-664-2633 or use Contact Us to email.

Peter Lichtenberg,

Dr. Lichtenberg is a national expert in financial capacity assessment and the financial exploitation of older adults. An award-winning author and researcher, his interest in how older adults make financial decisions, and the responsibility to defend autonomy while protecting the vulnerable, led him to create the interview tools found here. He has conducted numerous medical evaluations and been an expert witness in more than 80 cases related to older adults and capacity.